ACGLNasdaq,Nasdaq,Nasdaq SEC EDGAR

ARCH CAPITAL GROUP LTD.

Fire, Marine & Casualty Insurance·PEMBROKE, D0·FY end 12/31·CIK 947484

CEO Pay Ratio

105:1

Nicolas Papadopoulo

CEO Total Comp

$14.6M

Nicolas Papadopoulo

Median Employee

$132,527

Revenue

$19.9B

FY 2025

Net Income

$4.4B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

22.1%

Insider Net (180d)

-$2.2M

1 buys / 3 sales

CEO Pay Accountability

CEO comp as % of net income

0.33%

For every $1,000 of profit, $3.32 flows to the CEO.

CEO comp as % of buybacks

0.77%

CEO comp equals 7.7‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	Trend
Revenue	$19.9B	$17.4B	$13.6B	$9.6B	$9.2B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$4.4B	$4.3B	$4.4B	$1.5B	$2.2B
Operating CF	$6.2B	$6.7B	$5.7B	$3.8B	$3.4B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$1.9B	$24.0M	$0	$585.8M	$1.2B
Dividends	—	—	—	—	—	—

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	22.1%	24.7%	32.6%	15.4%	23.3%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	14.7%	7.7%	-24.5%	5.1%	5.4%
Debt / Equity	—	—	—	—	—	—
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Nicolas PapadopouloChief Executive Officer and Class III Director, Arch Capital	$1.3M	$5.5M	$1.8M	$5.2M	$785.6K	$14.6M
François MorinExecutive Vice President, Chief Financial Officer and Treasurer, Arch Capital	$800.0K	$1.7M	$550.1K	$2.4M	$521.8K	$5.9M
Christine ToddChief Investment Officer, Arch Capital	$800.0K	$430.0K	$2.2M	$1.9M	$5.4M	—
David E. GansbergPresident, Arch Capital	$900.0K	$859.6K	$3.1M	$2.9M	$7.8M	—
Maamoun RajehPresident, Arch Capital	$900.0K	$859.6K	$3.2M	$3.4M	$8.3M	—