AIZNYSE,NYSE SEC EDGAR

ASSURANT, INC.

Insurance Carriers, NEC·ATLANTA, GA·FY end 12/31·CIK 1267238

CEO Pay Ratio

268:1

Keith W. Demmings

CEO Total Comp

$15.2M

Keith W. Demmings

Median Employee

$56,767

Revenue

$12.8B

FY 2025

Net Income

$872.7M

FY 2025

Free Cash Flow

$1.6B

FY 2025

Net Margin

6.8%

Insider Net (180d)

-$558.3K

0 buys / 3 sales

CEO Pay Accountability

CEO comp as % of net income

1.74%

For every $1,000 of profit, $17.44 flows to the CEO.

CEO comp as % of buybacks

5.01%

CEO comp equals 50.1‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$12.8B	$11.9B	$11.1B	$2.7B	$2.6B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$872.7M	$760.2M	$642.5M	$276.6M	$1.4B
Operating CF	$1.8B	$1.3B	$1.1B	$596.9M	$781.7M
Capex	$235.5M	$221.3M	$202.5M	$186.3M	$187.4M
Free Cash Flow	$1.6B	$1.1B	$935.6M	$410.6M	$594.3M
Buybacks	$303.7M	$307.4M	$193.1M	$572.8M	$839.3M
Dividends	$168.4M	$155.9M	$152.3M	$150.2M	$157.6M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	6.8%	6.4%	5.8%	10.4%	53.3%
FCF Margin	12.5%	9.4%	8.4%	15.5%	23.1%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	19.7%	18.0%	20.4%	76.1%	104.8%
Debt / Equity	—	—	—	—	—	—
Buybacks / FCF	19.0%	27.7%	20.6%	139.5%	141.2%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Keith W. DemmingsPresident and Chief Executive Officer	$1.2M	$9.8M	—	$3.6M	$620.3K	$15.2M
Keith R. MeierExecutive Vice President, Chief Financial Officer	$746.2K	$2.9M	—	$1.6M	$224.9K	$5.5M
Francesca L. LuthiFormer Executive Vice President, Chief Operating Officer	$645.2K	$2.3M	—	$1.0M	$177.8K	$4.2M
Michael P. CampbellExecutive Vice President, Chief Operating Officer	$591.7K	$2.5M	—	$874.4K	$157.7K	$4.1M
Robert A. LonerganExecutive Vice President, Chief Strategy and Transformation Officer	$560.5K	$1.5M	—	$834.1K	$226.0K	$3.1M