CNYSE,NYSE,NYSE SEC EDGAR

CITIGROUP INC

National Commercial Banks·NEW YORK, NY·FY end 12/31·CIK 831001

CEO Pay Ratio

17:1

Jane Fraser

CEO Total Comp

$95.8M

Jane Fraser

Median Employee

$73,145

Revenue

$85.2B

FY 2025

Net Income

$14.3B

FY 2025

Free Cash Flow

-$74.2B

FY 2025

Net Margin

16.8%

Insider Net (180d)

-$5.4M

0 buys / 4 sales

CEO Pay Accountability

CEO comp as % of net income

0.67%

For every $1,000 of profit, $6.69 flows to the CEO.

CEO comp as % of buybacks

0.72%

CEO comp equals 7.2‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$85.2B	$81.1B	$78.5B	$75.3B	$17.0B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$14.3B	$12.7B	$9.2B	$14.8B	$3.2B
Operating CF	-$67.6B	-$19.7B	-$73.4B	$25.1B	$61.2B
Capex	$6.5B	$6.5B	$6.6B	$5.6B	$4.1B
Free Cash Flow	-$74.2B	-$26.2B	-$80.0B	$19.4B	$57.1B
Buybacks	$13.3B	$2.5B	$2.0B	$3.3B	$7.6B
Dividends	—	—	—	—	—	—

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	16.8%	15.6%	11.8%	19.7%	18.6%
FCF Margin	-87.0%	-32.3%	-102.0%	25.8%	335.7%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	27.1%	24.7%	27.3%	19.4%	2.8%
Debt / Equity	1.49	1.38	1.40	1.35	1.26
Buybacks / FCF	-17.9%	-9.5%	-2.5%	16.7%	13.3%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Jane FraserCEO	$1.5M	$59.6M	$28.6M	$6.1M	$12.0K	$95.8M
Andrew Morton Headof Markets	$1.0M	$14.7M	—	$11.4M	$54.0K	$27.2M
Mark MasonCFO	$1.0M	$10.1M	—	$8.4M	$14.9K	$19.5M