CFGNYSE,NYSE,NYSE,NYSESEC EDGAREDGAR

CITIZENS FINANCIAL GROUP INC/RI

State Commercial Banks·PROVIDENCE, RI·FY end 12/31·CIK 759944

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$8.2B$7.8B$8.2B$8.0B$6.6B
Gross Profit
Operating Income
Net Income$1.8B$1.5B$1.6B$2.1B$2.3B
Operating CF$2.2B$2.0B$3.0B$4.1B$2.3B
Capex
Free Cash Flow
Buybacks$600.0M$1.1B$906.0M$153.0M$295.0M
Dividends$755.0M$769.0M$808.0M$779.0M$670.0M
Gross Margin
Operating Margin
Net Margin22.2%19.3%19.6%25.8%34.9%
FCF Margin
R&D / Revenue
Effective Tax21.3%20.1%20.8%21.9%22.1%
Debt / Equity0.430.510.550.670.30
Buybacks / FCF

Peer comparison

State Commercial Banks · 5 peers
CEO Pay Ratio
CFG
155:1
STT
2,020:1
ALLY
106:1
FITB
146:1
NTRS
150:1
EWBC
83:1
CEO total comp
CFG
$13M
STT
$20M
ALLY
$13M
FITB
$11M
NTRS
$11M
EWBC
$10M
Net Margin
CFG
22.2%
STT
21.1%
ALLY
10.8%
FITB
NTRS
21.5%
EWBC