FirstCash Holdings, Inc.

Retail-Miscellaneous Retail·FORT WORTH, TX·FY end 12/31·CIK 840489

CEO Pay Ratio

1,131:1

Rick Wessel

CEO Total Comp

$15.7M

Rick Wessel

Median Employee

$13,847

Revenue

$3.7B

FY 2025

Net Income

$330.4M

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

9.0%

Insider Net (180d)

-$23.2M

0 buys / 34 sales

CEO Pay Accountability

CEO comp as % of net income

4.74%

For every $1,000 of profit, $47.40 flows to the CEO.

CEO comp as % of buybacks

13.52%

CEO comp equals 135.2‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$3.7B	$3.4B	$3.2B	$2.7B	$1.7B
Gross Profit	$1.8B	$1.6B	$1.5B	$1.3B	$919.2M
Operating Income	—	—	—	—	—	—
Net Income	$330.4M	$258.8M	$219.3M	$253.5M	$124.9M
Operating CF	$585.9M	$540.0M	$416.1M	$469.3M	$223.3M
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$115.8M	$85.0M	$114.4M	$157.9M	$49.6M
Dividends	—	—	—	—	—	—

Gross Margin	50.3%	48.1%	47.8%	46.3%	54.1%
Operating Margin	—	—	—	—	—	—
Net Margin	9.0%	7.6%	7.0%	9.3%	7.4%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	26.2%	24.5%	25.1%	21.7%	25.0%
Debt / Equity	1.95	1.69	1.61	1.47	1.44
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Rick WesselCEO	$900.0K	$9.7M	—	$4.4M	$140.4K	$15.7M
T. Brent StuartPresident, Chief	$897.6K	$3.7M	—	$1.8M	$1.8M	$6.1M
R. Douglas OrrEVP, Chief Financial	$807.8K	$3.0M	—	$1.6M	$1.6M	$5.2M
Howard F. HambletonAFF President	$681.4K	$1.6M	—	$1.4M	$1.4M	$3.4M
Raul R. RamosSVP – Latin American	$549.0K	$223.9K	—	$1.1M	—	$623.9K
Rick L. WesselVice-Chairman, Chief	$1.5M	$9.7M	—	—	$4.4M	$140.3K