GLNYSE,NYSESEC EDGAREDGAR

GLOBE LIFE INC.

Life Insurance·MCKINNEY, TX·FY end 12/31·CIK 320335

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$6.0B$5.8B$1.4B$5.2B$5.1B
Gross Profit$1.3B$982.9M$853.1M
Operating Income$1.3B$990.7M$865.0M
Net Income$1.2B$1.1B$274.8M$739.7M$745.0M
Operating CF$1.4B$1.4B$1.5B$1.4B$1.4B
Capex$142.5M$71.0M$49.6M$27.9M$38.2M
Free Cash Flow$1.3B$1.3B$1.4B$1.4B$1.4B
Buybacks$881.0M$1.0B$511.1M$454.6M$541.4M
Dividends
Gross Margin89.0%18.8%16.7%
Operating Margin89.4%19.0%16.9%
Net Margin19.4%18.5%19.4%14.2%14.6%
FCF Margin20.9%23.0%101.2%26.7%27.4%
R&D / Revenue
Effective Tax19.1%19.3%18.7%18.4%18.4%
Debt / Equity0.390.440.730.700.38
Buybacks / FCF70.3%75.3%35.7%32.6%38.7%

Peer comparison

Life Insurance · 5 peers
CEO Pay Ratio
GL
152:1
LNC
277:1
MET
278:1
RGA
78:1
VOYA
155:1
PFH
198:1
CEO total comp
GL
LNC
$28M
MET
$22M
RGA
$13M
VOYA
$13M
PFH
$11M
Net Margin
GL
19.4%
LNC
6.5%
MET
4.4%
RGA
17.8%
VOYA
8.0%
PFH
5.9%