HUMANA INC

Hospital & Medical Service Plans·LOUISVILLE, KY·FY end 12/31·CIK 49071

CEO Pay Ratio

226:1

James A. Rechtin

CEO Total Comp

$18.8M

James A. Rechtin

Median Employee

—

Revenue

$129.7B

FY 2025

Net Income

$1.2B

FY 2025

Free Cash Flow

$375.0M

FY 2025

Net Margin

0.9%

Insider Net (180d)

$150.0K

1 buys / 0 sales

CEO Pay Accountability

CEO comp as % of net income

1.58%

For every $1,000 of profit, $15.79 flows to the CEO.

CEO comp as % of buybacks

12.42%

CEO comp equals 124.2‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$129.7B	$117.8B	$106.4B	$92.9B	$83.1B
Gross Profit	—	—	—	—	—	—
Operating Income	$2.7B	$2.6B	$4.0B	$3.8B	$3.1B
Net Income	$1.2B	$1.2B	$2.5B	$2.8B	$2.9B
Operating CF	$921.0M	$3.0B	$4.0B	$4.6B	$2.3B
Capex	$546.0M	$575.0M	$1.0B	$1.1B	$1.3B
Free Cash Flow	$375.0M	$2.4B	$3.0B	$3.5B	$946.0M
Buybacks	$151.0M	$817.0M	$1.6B	$2.1B	$79.0M
Dividends	—	—	—	$98.0M	$90.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	2.1%	2.2%	3.8%	4.1%	3.8%
Net Margin	0.9%	1.0%	2.3%	3.0%	3.5%
FCF Margin	0.3%	2.0%	2.8%	3.7%	1.1%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	17.4%	—	25.2%	21.4%	14.2%
Debt / Equity	0.70	0.68	0.63	0.59	—
Buybacks / FCF	40.3%	34.2%	52.8%	60.5%	8.4%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
James A. RechtinPresident and Chief Executive Officer	$1.3M	$13.9M	—	$3.0M	$505.6K	$18.8M