METNYSE,NYSE,NYSE,NYSE SEC EDGAR

METLIFE INC

Life Insurance·NEW YORK, NY·FY end 12/31·CIK 1099219

CEO Pay Ratio

278:1

Michel A. Khalaf

CEO Total Comp

$22.4M

Michel A. Khalaf

Median Employee

$80,510

Revenue

$77.1B

FY 2025

Net Income

$3.4B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

4.4%

Insider Net (180d)

0 buys / 0 sales

CEO Pay Accountability

CEO comp as % of net income

0.66%

For every $1,000 of profit, $6.62 flows to the CEO.

CEO comp as % of buybacks

0.78%

CEO comp equals 7.8‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$77.1B	$71.0B	$19.0B	$69.9B	$71.1B
Gross Profit	—	—	—	—	—	—
Operating Income	$6.1B	$6.0B	—	—	—
Net Income	$3.4B	$4.4B	$607.0M	$2.5B	$6.6B
Operating CF	$17.1B	$14.6B	$13.7B	$13.2B	$12.6B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$2.9B	$3.2B	$3.1B	$3.3B	$4.3B
Dividends	$1.5B	$1.5B	$1.6B	$1.6B	$1.6B

Gross Margin	—	—	—	—	—	—
Operating Margin	8.0%	8.4%	—	—	—
Net Margin	4.4%	6.2%	3.2%	3.6%	9.2%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	27.0%	21.0%	25.9%	10.5%	19.1%
Debt / Equity	—	—	—	—	—	—
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Michel A. KhalafPresident and CEO	$1.5M	$14.8M	—	$4.6M	$1.5M	$22.4M
John D. McCallionEVP, CFO of MetLife, Inc., and Head of MIM	$1.0M	$5.1M	—	$2.6M	$716.1K	$9.4M
Ramy Tadros RegionalPresident, U.S. Business, and Head of MLH	$941.3K	$4.4M	—	$2.1M	$515.3K	$7.9M
Bill PappasEVP and Head of GTO	$963.8K	$4.4M	—	$2.1M	$489.8K	$7.9M
Marlene DebelEVP, CRO of MetLife, Inc., and Head of MII	$842.5K	$3.2M	—	$2.0M	$534.3K	$6.6M