MTBNYSE,NYSE,NYSE,NYSESEC EDGAREDGAR

M&T BANK CORP

State Commercial Banks·BUFFALO, NY·FY end 12/31·CIK 36270

CEO Pay Ratio

144:1

CEO Total Comp

—

Median Employee

$83,428

Revenue

$1.7B

FY 2025

Net Income

$2.9B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

172.1%

Insider Net (180d)

-$7.3M

0 buys / 4 sales

CEO Pay Accountability

CEO comp as % of net income

—

Not enough data to compute.

CEO comp as % of buybacks

—

No buyback data for the most recent fiscal year.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$1.7B	$1.5B	$9.6B	$8.2B	$6.0B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$2.9B	$2.6B	$2.7B	$2.0B	$1.9B
Operating CF	$3.0B	$3.6B	$3.9B	$4.6B	$2.7B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$2.6B	$396.0M	$594.0M	$1.8B	—
Dividends	$899.0M	$895.0M	$868.0M	$784.1M	$580.3M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	172.1%	167.9%	28.4%	24.4%	31.0%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	22.8%	21.8%	24.3%	23.7%	24.3%
Debt / Equity	0.37	0.43	0.30	0.16	0.19
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
René F. JonesChairman &	$1.1M	$6.7M	$740.0K	$3.3M	$215.0K	$12.0M
Kevin J. PearsonVice Chairman	$775.0K	$2.5M	$283.1K	$1.9M	$316.2K	$5.9M
Daryl N. BibleSenior Executive Vice President &	$748.8K	$2.1M	$235.0K	$1.6M	$71.9K	$4.8M
Christopher E. KaySenior Executive Vice President &	$725.0K	$1.5M	$170.0K	$1.3M	$341.9K	$4.1M
Peter G. D’Arcy	$594.2K	$1.2M	$125.0K	$1.0M	$123.2K	$3.0M