RFNYSE,NYSE,NYSE,NYSESEC EDGAREDGAR

REGIONS FINANCIAL CORP

National Commercial Banks·BIRMINGHAM, AL·FY end 12/31·CIK 1281761

CEO Pay Ratio

118:1

John M. Turner

CEO Total Comp

$10.0M

John M. Turner

Median Employee

$60,237

Revenue

—

FY 2025

Net Income

$2.2B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

—

Insider Net (180d)

0 buys / 0 sales

CEO Pay Accountability

CEO comp as % of net income

0.47%

For every $1,000 of profit, $4.66 flows to the CEO.

CEO comp as % of buybacks

0.94%

CEO comp equals 9.4‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	—	—	—	—	—	—
Gross Profit	—	—	—	—	—	—
Operating Income	$53.0M	$95.0M	$212.0M	—	—
Net Income	$2.2B	$1.9B	$2.1B	$2.2B	$2.5B
Operating CF	$2.2B	$1.6B	$2.3B	$3.1B	$3.0B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$1.1B	$348.0M	$252.0M	$230.0M	$467.0M
Dividends	$912.0M	$890.0M	$787.0M	$663.0M	$608.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	—	—	—	—	—	—
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	21.4%	19.6%	20.4%	—	—
Debt / Equity	0.22	0.34	0.13	0.14	0.13
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
John M. TurnerJr. Chairman, President and Chief Executive Officer	$1.2M	$4.2M	—	$4.3M	$310.4K	$10.0M
David R. KeenanChief Administrative Officer	$645.2K	$989.9K	—	$1.2M	$1.1M	$3.9M
C. Dandridge MasseyChief Enterprise Operations and Technology Officer	$663.1K	$989.9K	—	$1.8M	$129.6K	$3.6M