SOFINasdaqSEC EDGAREDGAR

SoFi Technologies, Inc.

Finance Services·SAN FRANCISCO, CA·FY end 12/31·CIK 1818874

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$619.4M$503.1M$421.5M$377.1M$247.7M
Gross Profit——————
Operating Income——————
Net Income$481.3M$498.7M-$300.7M-$320.4M-$483.9M
Operating CF-$3.7B-$1.1B-$7.2B-$7.3B-$1.4B
Capex——————
Free Cash Flow——————
Buybacks——$0$0$526.0K
Dividends——————
Gross Margin——————
Operating Margin——————
Net Margin77.7%99.1%-71.4%-85.0%-195.4%
FCF Margin——————
R&D / Revenue104.7%109.7%121.3%107.5%111.5%
Effective Tax8.5%-113.7%0.1%-0.5%-0.6%
Debt / Equity———1.050.90
Buybacks / FCF——————

Peer comparison

Finance Services · 5 peers
CEO Pay Ratio
SOFI
248:1
RIOT
1,419:1
IREN
993:1
AXP
814:1
CORZ
171:1
CRCL
54:1
CEO total comp
SOFI
$30M
RIOT
$84M
IREN
$73M
AXP
$46M
CORZ
$23M
CRCL
$16M
Net Margin
SOFI
77.7%
RIOT
-102.4%
IREN
17.4%
AXP
26.2%
CORZ
-90.5%
CRCL
-2.5%