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HANOVER INSURANCE GROUP, INC.

Fire, Marine & Casualty Insurance·WORCESTER, MA·FY end 12/31·CIK 944695
OverviewFinancialsCompensationGovernanceInsidersFilings

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$6.6B$6.2B$6.0B$5.5B$5.2B
Gross Profit——————
Operating Income$933.0M$650.1M$105.6M$285.1M$432.3M
Net Income$662.5M$426.0M$35.3M$116.0M$418.7M
Operating CF$1.2B$806.4M$361.7M$722.3M$823.7M
Capex$7.7M$10.2M$11.9M$17.8M$8.0M
Free Cash Flow$1.2B$796.2M$349.8M$704.5M$815.7M
Buybacks$129.2M$26.7M—$30.8M$162.6M
Dividends——————
Gross Margin——————
Operating Margin14.1%10.4%1.8%5.2%8.3%
Net Margin10.0%6.8%0.6%2.1%8.0%
FCF Margin17.7%12.8%5.8%12.9%15.6%
R&D / Revenue——————
Effective Tax21.7%20.9%18.5%18.9%19.4%
Debt / Equity0.240.25———
Buybacks / FCF11.0%3.4%—4.4%19.9%

Peer comparison

Fire, Marine & Casualty Insurance · 5 peers
CEO Pay Ratio
THG
85:1
CB
512:1
TRV
204:1
ALL
306:1
HIG
196:1
PGR
204:1
CEO total comp
THG
$10M
CB
$33M
TRV
$27M
ALL
$23M
HIG
$22M
PGR
$18M
Net Margin
THG
10.0%
CB
17.4%
TRV
12.9%
ALL
59.3%
HIG
13.5%
PGR
12.9%