TransUnion

Services-Consumer Credit Reporting, Collection Agencies·CHICAGO, IL·FY end 12/31·CIK 1552033

CEO Pay Ratio

356:1

Christopher A. Cartwright

CEO Total Comp

$16.7M

Christopher A. Cartwright

Median Employee

$47,057

Revenue

$4.6B

FY 2025

Net Income

$455.4M

FY 2025

Free Cash Flow

$661.6M

FY 2025

Net Margin

10.0%

Insider Net (180d)

-$1.8M

0 buys / 9 sales

CEO Pay Accountability

CEO comp as % of net income

3.67%

For every $1,000 of profit, $36.74 flows to the CEO.

CEO comp as % of buybacks

5.54%

CEO comp equals 55.4‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$4.6B	$4.2B	$954.3M	$3.7B	$789.8M
Gross Profit	—	—	—	—	—	—
Operating Income	$857.8M	$666.7M	$61.3M	$630.5M	$114.0M
Net Income	$455.4M	$284.4M	$6.1M	$269.5M	$1.0B
Operating CF	$987.6M	$832.5M	$645.4M	$297.2M	$808.3M
Capex	$326.0M	$315.8M	$310.7M	$298.2M	$224.2M
Free Cash Flow	$661.6M	$516.7M	$334.7M	-$1.0M	$584.1M
Buybacks	$302.0M	—	—	—	—	—
Dividends	$90.5M	$82.7M	$81.8M	$77.8M	$69.8M

Gross Margin	—	—	—	—	—	—
Operating Margin	18.7%	15.9%	6.4%	17.0%	14.4%
Net Margin	10.0%	6.8%	0.6%	7.3%	128.8%
FCF Margin	14.5%	12.4%	35.1%	-0.0%	74.0%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	26.9%	24.6%	-30.8%	31.0%	26.1%
Debt / Equity	1.15	1.22	1.33	2.69	3.23
Buybacks / FCF	45.6%	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Christopher A. CartwrightPresident & Chief Executive Officer	$1.1M	$12.7M	—	$2.9M	$155.6K	$16.7M
Todd M. CelloEVP, Chief Financial Officer	$680.2K	$3.3M	—	$1.2M	$111.4K	$5.3M