TRAVELERS COMPANIES, INC.

Fire, Marine & Casualty Insurance·SAINT PAUL, MN·FY end 12/31·CIK 86312

CEO Pay Ratio

204:1

Alan D. Schnitzer

CEO Total Comp

$27.0M

Alan D. Schnitzer

Median Employee

$132,067

Revenue

$48.8B

FY 2025

Net Income

$6.3B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

12.9%

Insider Net (180d)

-$27.1M

0 buys / 24 sales

CEO Pay Accountability

CEO comp as % of net income

0.43%

For every $1,000 of profit, $4.29 flows to the CEO.

CEO comp as % of buybacks

0.90%

CEO comp equals 9.0‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$48.8B	$46.4B	$41.4B	$36.9B	$34.8B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$6.3B	$5.0B	$3.0B	$2.8B	$3.7B
Operating CF	$10.6B	$9.1B	$7.7B	$6.5B	$7.3B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$3.0B	$1.0B	$958.0M	$2.0B	$2.2B
Dividends	$979.0M	$951.0M	$908.0M	$875.0M	$869.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	12.9%	10.8%	7.2%	7.7%	10.5%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	19.3%	19.1%	11.3%	15.3%	17.9%
Debt / Equity	—	—	—	—	—	—
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Alan D. SchnitzerChairman and Chief Executive Officer	$1.4M	$9.4M	$6.1M	$9.0M	$1.0M	$27.0M
Gregory C. ToczydlowskiExecutive Vice President and President, Business Insurance	$887.7K	$2.1M	$1.4M	$4.2M	$526.3K	$9.0M
Avrohom J. KessVice Chairman and Chief Legal Officer	$987.7K	$1.8M	$1.1M	$4.3M	$336.7K	$8.5M
Michael F. KleinExecutive Vice President and President, Personal Insurance	$837.7K	$2.0M	$1.3M	$3.6M	$492.1K	$8.2M
Daniel S. FreyExecutive Vice President and Chief Financial Officer	$837.7K	$1.5M	$1.0M	$3.3M	$312.5K	$7.0M