UNMNYSE,NYSE SEC EDGAR

Unum Group

Accident & Health Insurance·CHATTANOOGA, TN·FY end 12/31·CIK 5513

CEO Pay Ratio

222:1

Richard McKenney

CEO Total Comp

$19.4M

Richard McKenney

Median Employee

$87,332

Revenue

$13.1B

FY 2025

Net Income

$738.5M

FY 2025

Free Cash Flow

$555.4M

FY 2025

Net Margin

5.6%

Insider Net (180d)

0 buys / 0 sales

CEO Pay Accountability

CEO comp as % of net income

2.63%

For every $1,000 of profit, $26.29 flows to the CEO.

CEO comp as % of buybacks

1.92%

CEO comp equals 19.2‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$13.1B	$12.9B	$12.4B	$12.0B	$12.0B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$738.5M	$1.8B	$1.3B	$1.3B	$824.2M
Operating CF	$687.7M	$1.5B	$1.2B	$1.4B	$1.4B
Capex	$132.3M	$125.7M	$134.8M	$102.2M	$110.3M
Free Cash Flow	$555.4M	$1.4B	$1.1B	$1.3B	$1.3B
Buybacks	$1.0B	$972.9M	$250.1M	$200.1M	$50.0M
Dividends	—	—	—	—	—	—

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	5.6%	13.8%	10.4%	11.0%	6.9%
FCF Margin	4.2%	10.8%	8.6%	11.0%	10.6%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	20.9%	21.0%	21.7%	19.4%	—
Debt / Equity	0.68	0.66	0.71	0.75	0.30
Buybacks / FCF	181.9%	70.1%	23.4%	15.2%	3.9%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Richard McKenneyChief Executive Officer	—	—	—	—	—	$19.4M
Christopher W. Pyne	—	—	—	—	—	—
Lisa G. Iglesias	—	—	—	—	—	—
Shelia D. Anderson	—	—	—	—	—	—
Steven A. Zabel · CFO	—	—	—	—	—	—