Ally Financial Inc.

State Commercial Banks·DETROIT, MI·FY end 12/31·CIK 40729

CEO Pay Ratio

106:1

Michael G. Rhodes

CEO Total Comp

$12.8M

Michael G. Rhodes

Median Employee

$120,425

Revenue

$7.9B

FY 2025

Net Income

$852.0M

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

10.8%

Insider Net (180d)

-$301.0K

2 buys / 1 sales

CEO Pay Accountability

CEO comp as % of net income

1.50%

For every $1,000 of profit, $14.99 flows to the CEO.

CEO comp as % of buybacks

21.64%

CEO comp equals 216.4‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$7.9B	$8.2B	$8.2B	$8.4B	$8.2B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$852.0M	$108.0M	$1.0B	$1.7B	$3.1B
Operating CF	$3.7B	$4.5B	$4.7B	$6.2B	$4.0B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$59.0M	$38.0M	$33.0M	$1.6B	$2.0B
Dividends	$379.0M	$372.0M	$368.0M	$384.0M	$324.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	10.8%	1.3%	12.4%	20.3%	37.3%
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	18.9%	0.0%	5.6%	26.8%	20.5%
Debt / Equity	2.03	2.17	2.24	2.42	1.65
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Michael G. RhodesChief Executive Officer	$1.0M	$7.2M	—	$4.5M	$67.1K	$12.8M
Russell E. HutchinsonChief Financial Officer	$750.0K	$2.4M	—	$2.2M	$47.0K	$5.4M
Douglas R. TimmermanPresident, Dealer Financial Services	$750.0K	$2.2M	—	$2.3M	$63.0K	$5.4M
William C. Hall Jr.	$650.0K	$1.8M	—	$1.6M	$59.3K	$4.0M
Stephanie N. RichardChief Risk Officer	$650.0K	$1.1M	—	$1.1M	$54.0K	$2.9M