ALLYNYSESEC EDGAREDGAR

Ally Financial Inc.

State Commercial Banks·DETROIT, MI·FY end 12/31·CIK 40729

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$7.9B$8.2B$8.2B$8.4B$8.2B
Gross Profit
Operating Income
Net Income$852.0M$108.0M$1.0B$1.7B$3.1B
Operating CF$3.7B$4.5B$4.7B$6.2B$4.0B
Capex
Free Cash Flow
Buybacks$59.0M$38.0M$33.0M$1.6B$2.0B
Dividends$379.0M$372.0M$368.0M$384.0M$324.0M
Gross Margin
Operating Margin
Net Margin10.8%1.3%12.4%20.3%37.3%
FCF Margin
R&D / Revenue
Effective Tax18.9%0.0%5.6%26.8%20.5%
Debt / Equity2.032.172.242.421.65
Buybacks / FCF

Peer comparison

State Commercial Banks · 5 peers
CEO Pay Ratio
ALLY
106:1
STT
2,020:1
CFG
155:1
FITB
146:1
NTRS
150:1
EWBC
83:1
CEO total comp
ALLY
$13M
STT
$20M
CFG
$13M
FITB
$11M
NTRS
$11M
EWBC
$10M
Net Margin
ALLY
10.8%
STT
21.1%
CFG
22.2%
FITB
NTRS
21.5%
EWBC