FITBNasdaq,Nasdaq,Nasdaq,Nasdaq,NasdaqSEC EDGAREDGAR

FIFTH THIRD BANCORP

State Commercial Banks·CINCINNATI, OH·FY end 12/31·CIK 35527

CEO Pay Ratio

146:1

Timothy N. Spence

CEO Total Comp

$11.1M

Timothy N. Spence

Median Employee

$75,501

Revenue

—

FY 2025

Net Income

$2.5B

FY 2025

Free Cash Flow

$3.9B

FY 2025

Net Margin

—

Insider Net (180d)

-$2.1M

0 buys / 14 sales

CEO Pay Accountability

CEO comp as % of net income

0.44%

For every $1,000 of profit, $4.38 flows to the CEO.

CEO comp as % of buybacks

2.11%

CEO comp equals 21.1‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	—	—	—	—	—	—
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$2.5B	$2.3B	$2.3B	$2.4B	$2.8B
Operating CF	$4.5B	$2.8B	$4.5B	$6.4B	$2.7B
Capex	$584.0M	$414.0M	$491.0M	$348.0M	$309.0M
Free Cash Flow	$3.9B	$2.4B	$4.0B	$6.1B	$2.4B
Buybacks	$525.0M	$625.0M	$200.0M	$100.0M	$1.4B
Dividends	—	—	—	—	—	—

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	—	—	—	—	—	—
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	21.5%	20.6%	21.4%	20.9%	21.2%
Debt / Equity	0.63	0.73	0.85	—	—
Buybacks / FCF	13.4%	25.9%	5.0%	1.6%	58.2%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Timothy N. SpencePresident and Chief Executive Officer, Fifth Third Bancorp	$1.1M	$7.1M	—	$2.3M	$466.9K	$11.1M
James C. LeonardExecutive Vice President and Chief Operating Officer	$736.7K	$2.6M	—	$1.2M	$163.4K	$4.6M
Bryan D. PrestonExecutive Vice President and Chief Financial Officer	$675.5K	$2.0M	—	$902.5K	$130.7K	$3.7M
Robert P. ShafferExecutive Vice President and Chief Risk Officer	$685.1K	$2.0M	—	$830.5K	$138.9K	$3.7M
Kevin P. LavenderExecutive Vice President and Head of Commercial Bank	$685.1K	$2.0M	—	$818.5K	$133.3K	$3.7M
Jude A. SchrammExecutive Vice President and Chief Information Officer	$594.0K	$1.0M	—	$787.5K	$128.5K	$2.5M