HARTFORD INSURANCE GROUP, INC.

Fire, Marine & Casualty Insurance·HARTFORD, CT·FY end 12/31·CIK 874766

CEO Pay Ratio

196:1

Christopher Swift

CEO Total Comp

$22.1M

Christopher Swift

Median Employee

$113,040

Revenue

$28.4B

FY 2025

Net Income

$3.8B

FY 2025

Free Cash Flow

$5.8B

FY 2025

Net Margin

13.5%

Insider Net (180d)

-$6.9M

0 buys / 5 sales

CEO Pay Accountability

CEO comp as % of net income

0.58%

For every $1,000 of profit, $5.76 flows to the CEO.

CEO comp as % of buybacks

1.37%

CEO comp equals 13.7‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	$28.4B	$26.5B	$6.4B	$22.4B	$22.4B
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$3.8B	$3.1B	$771.0M	$1.8B	$2.4B
Operating CF	$5.9B	$5.9B	$4.2B	$4.0B	$4.1B
Capex	$169.0M	$145.0M	$215.0M	$175.0M	$133.0M
Free Cash Flow	$5.8B	$5.8B	$4.0B	$3.8B	$4.0B
Buybacks	$1.6B	$1.5B	$1.4B	$1.6B	$1.7B
Dividends	$592.0M	$556.0M	$528.0M	$506.0M	$485.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	13.5%	11.7%	12.0%	8.1%	10.6%
FCF Margin	20.3%	21.7%	62.6%	17.1%	17.7%
R&D / Revenue	—	—	—	—	—	—
Effective Tax	19.4%	19.2%	18.9%	19.6%	18.3%
Debt / Equity	0.46	0.53	0.57	0.64	0.55
Buybacks / FCF	28.1%	26.3%	35.0%	40.4%	43.0%

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Christopher SwiftChairman and Chief Executive Officer	$1.2M	$11.0M	$3.4M	$5.8M	$710.9K	$22.1M
Adin Morris Tooker*President	$841.7K	$2.8M	$875.0K	$2.8M	$208.7K	$7.6M
Beth CostelloExecutive Vice President and Chief Financial Officer	$837.5K	$2.4M	$750.0K	$2.9M	$121.5K	$7.0M
Deepa Soni**Former Executive Vice President, Chief Information and Operations Officer	$369.3K	$4.3M	$1.3M	—	$79.9K	$6.1M
Amy StepnowskiExecutive Vice President and Chief Investment Officer; President of HIMCO	$637.5K	$1.5M	$475.0K	$2.0M	$92.1K	$4.8M
Donald Hunt*Executive Vice President and General Counsel	$637.5K	$1.1M	$337.5K	$1.4M	$75.6K	$3.5M
Deepa Soni	—	—	—	—	—	—
Adin Tooker	—	—	—	—	—	—
Don Hunt	—	—	—	—	—	—