HIGNYSE,NYSESEC EDGAREDGAR

HARTFORD INSURANCE GROUP, INC.

Fire, Marine & Casualty Insurance·HARTFORD, CT·FY end 12/31·CIK 874766

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue$28.4B$26.5B$6.4B$22.4B$22.4B
Gross Profit
Operating Income
Net Income$3.8B$3.1B$771.0M$1.8B$2.4B
Operating CF$5.9B$5.9B$4.2B$4.0B$4.1B
Capex$169.0M$145.0M$215.0M$175.0M$133.0M
Free Cash Flow$5.8B$5.8B$4.0B$3.8B$4.0B
Buybacks$1.6B$1.5B$1.4B$1.6B$1.7B
Dividends$592.0M$556.0M$528.0M$506.0M$485.0M
Gross Margin
Operating Margin
Net Margin13.5%11.7%12.0%8.1%10.6%
FCF Margin20.3%21.7%62.6%17.1%17.7%
R&D / Revenue
Effective Tax19.4%19.2%18.9%19.6%18.3%
Debt / Equity0.460.530.570.640.55
Buybacks / FCF28.1%26.3%35.0%40.4%43.0%

Peer comparison

Fire, Marine & Casualty Insurance · 5 peers
CEO Pay Ratio
HIG
196:1
CB
512:1
TRV
204:1
ALL
306:1
PGR
204:1
ACGL
105:1
CEO total comp
HIG
$22M
CB
$33M
TRV
$27M
ALL
$23M
PGR
$18M
ACGL
$15M
Net Margin
HIG
13.5%
CB
17.4%
TRV
12.9%
ALL
59.3%
PGR
12.9%
ACGL
22.1%