OneMain Holdings, Inc.

Personal Credit Institutions·EVANSVILLE, IN·FY end 12/31·CIK 1584207

CEO Pay Ratio

172:1

Douglas H. Shulman

CEO Total Comp

$15.1M

Douglas H. Shulman

Median Employee

$87,641

Revenue

—

FY 2025

Net Income

$783.0M

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

—

Insider Net (180d)

-$9.1M

0 buys / 12 sales

CEO Pay Accountability

CEO comp as % of net income

1.93%

For every $1,000 of profit, $19.25 flows to the CEO.

CEO comp as % of buybacks

10.69%

CEO comp equals 106.9‰ of cash returned to shareholders via buybacks.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	—	—	—	—	—	—
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$783.0M	$509.0M	$641.0M	$878.0M	$1.3B
Operating CF	$3.1B	$2.7B	$2.5B	$2.4B	$2.2B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$141.0M	$35.0M	$65.0M	$303.0M	$368.0M
Dividends	—	—	—	—	—	—

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	—	—	—	—	—	—
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	21.8%	23.7%	23.7%	24.5%	24.5%
Debt / Equity	6.67	6.72	6.22	6.04	5.74
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Douglas H. ShulmanChairman and Chief Executive Officer	$1.1M	$8.2M	—	$4.6M	$1.2M	$15.1M
Jeannette E. OsterhoutExecutive Vice President and Chief Financial Officer	$648.7K	$2.1M	—	$1.4M	$391.5K	$4.5M
Micah R. ConradExecutive Vice President and Chief Operating Officer	$648.7K	$2.0M	—	$1.3M	$347.8K	$4.3M