OMFNYSESEC EDGAREDGAR

OneMain Holdings, Inc.

Personal Credit Institutions·EVANSVILLE, IN·FY end 12/31·CIK 1584207

Financials

5-year history · USD
MetricFY 2025FY 2024FY 2023FY 2022FY 2021Trend
Revenue
Gross Profit
Operating Income
Net Income$783.0M$509.0M$641.0M$878.0M$1.3B
Operating CF$3.1B$2.7B$2.5B$2.4B$2.2B
Capex
Free Cash Flow
Buybacks$141.0M$35.0M$65.0M$303.0M$368.0M
Dividends
Gross Margin
Operating Margin
Net Margin
FCF Margin
R&D / Revenue
Effective Tax21.8%23.7%23.7%24.5%24.5%
Debt / Equity6.676.726.226.045.74
Buybacks / FCF

Peer comparison

Personal Credit Institutions · 3 peers
CEO Pay Ratio
OMF
172:1
CACC
641:1
NNI
36:1
AFRM
74:1
CEO total comp
OMF
$15M
CACC
$27M
NNI
$2M
AFRM
$1M
Net Margin
OMF
CACC
18.3%
NNI
AFRM
1.6%