SYFNYSE,NYSE,NYSESEC EDGAREDGAR

Synchrony Financial

Finance Services·STAMFORD, CT·FY end 12/31·CIK 1601712

CEO Pay Ratio

337:1

Brian D. Doubles

CEO Total Comp

—

Brian D. Doubles

Median Employee

$63,465

Revenue

—

FY 2025

Net Income

$3.6B

FY 2025

Free Cash Flow

—

FY 2025

Net Margin

—

Insider Net (180d)

0 buys / 0 sales

CEO Pay Accountability

CEO comp as % of net income

—

Not enough data to compute.

CEO comp as % of buybacks

—

No buyback data for the most recent fiscal year.

5-year history · USD

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	Trend
Revenue	—	—	—	—	—	—
Gross Profit	—	—	—	—	—	—
Operating Income	—	—	—	—	—	—
Net Income	$3.6B	$3.5B	$2.2B	$3.0B	$4.2B
Operating CF	$9.9B	$9.8B	$8.6B	$6.7B	$7.1B
Capex	—	—	—	—	—	—
Free Cash Flow	—	—	—	—	—	—
Buybacks	$2.9B	$1.0B	$1.1B	$3.3B	$2.9B
Dividends	$427.0M	$398.0M	$406.0M	$434.0M	$500.0M

Gross Margin	—	—	—	—	—	—
Operating Margin	—	—	—	—	—	—
Net Margin	—	—	—	—	—	—
FCF Margin	—	—	—	—	—	—
R&D / Revenue	—	—	—	—	—	—
Effective Tax	23.1%	23.1%	22.9%	23.9%	23.3%
Debt / Equity	0.91	0.93	1.15	1.10	1.06
Buybacks / FCF	—	—	—	—	—	—

FY 2025

Executive	Salary	Stock	Options	Bonus / Inc.	Other	Total
Brian Doubles	$1.3M	$15.9M	—	$2.9M	$1.2M	$21.4M
Brian Wenzel	$745.7K	$3.9M	—	$1.4M	$250.2K	$6.4M
Jonathan Mothner	$700.0K	$3.2M	—	$1.2M	$267.2K	$5.4M
Carol Juel	$700.0K	$3.2M	—	$1.2M	$245.0K	$5.3M
Curtis Howse	$650.0K	$2.7M	—	$937.6K	$229.7K	$4.5M
Brian D. DoublesPresident and CEO	—	—	—	—	—	—